Welcome! Email: info@internalcontrol.co.uk, Call mobile: 07597 386728

About Us

Over 25 years working in the Financial Services industry.

Highly motivated individual specialising in Regulatory Compliance, Risk Management and Internal Control Assurance.

Held the Approved Persons Controlled Function for Risk Assessment, Compliance Oversight, Money Laundering Reporting Officer, Systems and Controls and Insurance Mediation

Experience working in Insurance, Investments, Mortgage Lending, Banking Services and Consumer Credit. Previously held the positions for Banking Code officer, Mortgage Code officer, Data Protection officer, Money Laundering nominated officer and Building Society secretary..

Internal Control Ltd provides risk and compliance services and cost effective solutions to support your firm’s compliance with the regulatory system.

Gordon Docherty – Risk and Compliance Director

Knowledge & Experience

Head of Compliance and MLRO

Paragon Bank PLC March 2013 – August 2014 Solihull

Part of the management team who delivered the bank authorisation project and led the successful roll out of the risk management and compliance framework. Held the controlled functions CF10 and CF11 for compliance and MLRO. Supported the business through the implementation and delivery of deposit savings, car finance, buy to let mortgages and second charge lending.

Paragon Bank was founded in 2014, the first bank to gain authorisation under the new PRA regime.

 Paragon bank is a part of the Paragon Group of Companies PLC, which was founded in 1985 and has offices across the UK.

 The Paragon Group is a FTSE 250 company listed on the London Stock Exchange and has firmly established itself as a leading provider of loans and mortgages in the UK. It has serviced over one and a half million people with their finances and today Paragon Group manages over ten billion pounds of assets.

Head of Audit and Compliance, Unisys iPSL

May 2008 – April 2013 Northampton, England

Oversight of the compliance function, responsible for the relationship with Unisys Internal Audit and the audit and compliance functions at each of the client banks. Led the iPSL development of the control framework for the SAS70/ISAE 3000 third party audit and the relationship with the external auditors.

Cheque and credit clearance and settlement for the UK banking sector
, processing a face value of £700 billion per year and 5 million cheques per day, it is safe to say that iPSL are the market leader in processing domestic cheques across the UK.

 iPSL specialise in banking and financial services operations and are the UK Business Process Outsourcing (BPO) joint venture between Unisys, Barclays, HSBC & Lloyds Banking Group (three major banks and an outsourcing and technology services company). 

iPSL provide the UK domestic cheque clearing and associated services such as debit/credit outclearing, fraud detection, image based returns and lock box to over 80% of the financial markets. They undertake other complimentary services such as Research and Adjustments and Mandates.

Head of Risk and Compliance and MLRO

Vernon Building Society 2006 – 2008 Stockport, Manchester

Compliance oversight and relationship with the FSA supervision team. Society secretary and Money Laundering Reporting Officer. Responsible for the mortgage underwriting and administration functions. Held the Controlled functions for compliance, MLRO and systems and controls.

Building Society activities, Mortgages, Savings Accounts, Investments and Insurance.

Head of Risk

National Guarantee PLC 2002 2006 Birmingham, United Kingdom

Part of the management team who delivered a direct to the customer sales proposition. Led the FSA mortgage and insurance regulation projects and held the CF14 Risk Management controlled function and relationship with the FSA supervision team.

National Guarantee PLC were a Mortgage Intermediary and third party processing company with a Life Assurance agency through Legal & General.

National Mortgage Manager

Royal London Assurance 2001 – 2002 Colchester & Wilmslow

Delivered the mortgage sales proposition and led the direct mortgage sales team throughout the branch network. Delivering independent mortgage advice to Royal London customers.

Royal London are a provider of General Insurance, Life Assurance and Mortgage Intermediary

, The Royal London Mutual Insurance Society Limited and its subsidiaries, trading as Royal London, is the largest mutual insurer in the United Kingdom, Figures based at 2013.

Compliance Officer and Head of Investigations

Mortgage Code Compliance Board 1999 – 2001 Stafford and London

Part of the original team who established the Mortgage Code Register of Intermediaries (MCRI) and implemented the compliance monitoring plan to 14,000 intermediaries. Supported the business in its transformation to the Mortgage Code Compliance Board.

Mortgage regulator pre FSA. 

The role of the Mortgage Code Compliance Board was to ensure that customers were fully informed and adequately protected when taking out a mortgage. 

All Lenders and Intermediaries registered with the Mortgage Code Compliance Board were required to adhere to the standards set out in the Mortgage Code. 

The FSA took over the regulation of Mortgages in 2004.

Financial Services Partner

Prosperity House Financial Services 1993 – 1999 Midlands

An Independent Mortgages Intermediary arranging Mortgages from the whole market and Appointed Representative to Legal & General for Investments and Life Assurance business.

 Established a network of third parties (Estate Agents, Builders, Accountants) in the Derbyshire and Yorkshire regions.

Area Sales Manager

Co operative Insurance Society 1988 – 1993 Derbyshire, England

Sales Manager for a team of CIS Insurance agents. Providing sales in Life Assurance, Pensions, Mortgages, Investments and General Assurance

. The Co-operative Insurance, formerly Co-operative Insurance Society, is a general insurance company based in Manchester in the United Kingdom.